It's current that blows a fuse. Not voltage. .
Exactly what my post said. You are correct. A fuse exists so that a grossly undersized MOV does not smoke and cause a house fire. But all fuses have a voltage rating. Don't take my word for it. Read numbers on each fuse.
A classic line fuse (ie inside power plugs) is 250 volts. When ‘current’ is excessive, then a fuse blows. Does a fuse stop that current? Yes, if driven by less than 250 volt. No, if the open fuse results in a voltage well exceeding 250 volts (ie a surge). All fuses and circuit breakers have a critically important ‘voltage’ number. If voltage is excessive, a blown fuse remains conductive.
Every so often, we would find someone who foolishly installed an automobile (AGC) fuse for a line fuse. Therefore a 32 volt fuse was ineffective. Anyone who knows about fuses and circuit breakers knows the basics; each has a critically important voltage rating.
What does a fuse do during a surge? This introduces another concept critical to surge protection. Destructive surges are current sources - not voltage sources. Voltage will increase as necessary so that the current will still flow. Anything that tries to stop a surge will only see voltage increase high enough to blow through. Nothing stops a destructive surge.
A fuse will not stop or block a surge. Voltage increases to blow through a 250 volt fuse. A protector will not stop or block a surge. Voltage will easily increase as necessary to blow through that 2 cm part.
What does a surge protector (cited by lecman) do? First, it claims to block a surge. Nonsense. Second, one line of AC mains connects directly to the appliance. So no protection exists. A surge current is incoming on that topmost AC wire. And outgoing destructively through the adjacent appliance. That protector simply connected a surge current directly into the appliance. Relevant is “common mode”. And no, that protector circuit is normal mode; not common mode.
Third, will those tiny semiconductors stop what three miles of sky could not? Of course not. That protector does not protect from any typically destructive surge. It protects from what is already made irrelevant by circuits inside electronics (ie galvanic isolation).
Anything adjacent to an appliance can only stop, block, or absorb a surge. That is impossible. A surge will increase voltage as necessary to blow through any such protector. The protect
ion is what absorbs hundreds of thousands of joules. Earth ground. A protect
or either connects tens of thousands of amps to earth ground. Or that protect
or does nothing (is a profit center).
MOV are used in the effective and ineffective solution. Protection is not about MOVs. Protection is always about earth ground.
And finally, well proven protect
ion means an MOV does not blow. Grossly undersized protectors are often called 'one-shot' devices by the naive. Naive because they saw a grossly undersized (high profit) protector fail. And then assumed that is acceptable. MOVs must remain functional decades later after many surges. So that nobody even knew a surge existed. Otherwise the protection is ineffective.
A simple concept: a protector is only as effective as its earth ground. A concept demonstrated even by Ben Franklin in 1752. A concept well proven by over 100 years of science and experience.