http://www.leachintl2.com/english/english2/vol6/properties/how1.htm said:
Relay contact ratings are the most misunderstood specifications and the most common cause of relay mis use. It is not enough to call out the currents and voltages that the relay will see. Relay contacts are designed, built, rated and must be specified in terms of the specific type of application for the relay. A 5-amp, 115 volt set of contacts in one circuit may or may not be a 5 amp, 115 volt set of contacts in another application. The designer should specify the type of load, duty and environment to which the relay will be exposed. Incomplete specifications from the user often result in misapplications. The consequences can be tremendous for such a "simple" device.