Let me put it this way: What is the effective voltage across a terminal that contains two sources connected: A 5 V DC + a sinusoidal Voltage source of 5 V peak ? If I measure it in LTspice, I get a sine waveform that starts at 5 volt, goes upto 10 volt positive peak, all the way down to 0 volt negative peak. Now what do I call it? A 6.123 V DC as suggested by mister T in #3? So is this value that is equivalent to a 6.123 V constant ripple free DC; which is what RMS is all about?