jrz126
Active Member
So I just bought my first house (I had made a thread on here awhile back). Closing was October 31st. Now a week or so before closing, I got my homeowners insurance set up. I went with progressive since thats who i have my car insurance through. A few days after the closing, I get a call from this guy from the insurance company, says he needs to take pictures of the outside of the house and woodstove. So he came and took the pictures.
Last thursday I get a letter in the mail saying that they are canceling my policy because "Our property inspection revealed the roof on the dwelling is old, worn and deteriorated with missing shingles and mildew growth". I know the roof is in somewhat bad shape, and I'm going to repair it first chance I get. I spent a few days up there putting roof cement in the problem areas so it would make it through the winter.
The part that really pisses me off is that I'm only getting ~$450 back of the original $609 that I paid because they were providing me coverage for the last month. They knew the roof was bad a week after they approved my coverage, then waited a month so they could get me for $150 bucks. What a scam. Now I have to find some other coverage before the bank finds it for me.
Oh the joys of home ownership...
Last thursday I get a letter in the mail saying that they are canceling my policy because "Our property inspection revealed the roof on the dwelling is old, worn and deteriorated with missing shingles and mildew growth". I know the roof is in somewhat bad shape, and I'm going to repair it first chance I get. I spent a few days up there putting roof cement in the problem areas so it would make it through the winter.
The part that really pisses me off is that I'm only getting ~$450 back of the original $609 that I paid because they were providing me coverage for the last month. They knew the roof was bad a week after they approved my coverage, then waited a month so they could get me for $150 bucks. What a scam. Now I have to find some other coverage before the bank finds it for me.
Oh the joys of home ownership...