I've been in small accidents, but just while parking carelessly. The only "major" one was a kamikaze attack from a motorcycle, he drove directly to me, to crash and claim damages (and get the insurance money)... driver door was the target, motorcycle front wheel bent.
As engineers, all of you will laugh with the following story, but I firmly believe it.
A friend of mine have a lady as neighbor, and she hates my friend's mother (both women used to be friends).
The neighbor used witchcraft (yes!! a damn witch in the middle of a major city!!) against my friend's mother. Somehow the spell richochet, and hit my friend. So, he started to become involved in ridiculous accidents. His car wasn't excempt
A girl steped down from a bus, directly into my friend's path. He hit her at low speed, fortunetly she wasn't seriously hurt. Days later, the car got vandalized. In the same week, a taxicab smashed into the parked car.
Sure, you'll say my friend got his driver license in a gift store. But various long-time friends and collegaes have been hit by witchcraft, that thing really works making your life crap