Lol, I'm messy too, I can't find lots of things because I have to sift through loads of junk. The difference is I get my junk for free, I don't buy it!

Originally Posted by BrownOut

Two boats
One motorcycle
Two tractors
4 Oscilloscopes
Two computers
Many, many power supplies
Drill Press, Lathe, Milling Maching, Bandsaw
Shall I go on?

I don't see how Drill Press, Lathe, Milling Machine and Band saw are useless items. I can only dream of such luxury. With all that machinery and some good skill you can machine any enclosure and quality faceplate for all your electronic projects.

However, having two tractors is a little bit to much unless your a farmer and you absolutely need two different kind.

Oh and why do you have 4 oscilloscopes ?

Originally Posted by killivolt

My first wife was insane. She just walk into the store and remove the items. '

Her and a friend walked into a store and came home with about. 1,500 in cloths and coats ? They described a method use by thief's to drape stuff over your arm and replace your winter coat over the items browse and leave.

I told her to return it she never did. Of course later it became a sore spot and other crazy crap was happening we split.

Thank God I had the sense to walk.

By the way she used to pull that I bought this on sale crap all the time too! Oh look at the money we saved.


kv

Damn, I guess my $200 worth of posters is nothing compared to that... Most of my spending is on:

1. Alcohol
2. Electronic components
3. Girls.

Schools should really teach kids proper money management skills. Perhaps there would be a lot less credit card debt in North America.

Originally Posted by Frosty_47

Hello,

Did you ever buy something totally useless, expensive, stupid and later regret spending money on it? And of course with all the stupid sh*t that you buy you cannot return back for a refund. There is an entire industry out there devoted to selling you stupid, useless sh*t you don't need.
Precisely why one needs to genuinely exercise being thrifty and a bit logical on expenditures.

My dad who is always devotted to basics, was brainwashed enough to buy 2 sets of Magic Bullet. That stupid crap u see on TV, never works the same in real life. Well, he tried it once and now its been collecting dust ever since. If it's of any consolation to your dad, the merchandise that Billy Mays pitches for do live up to mfgr. claims. A television documentary on TV Pitchmen interviewed Billy Mays, with him clearly stating that he won't pitch for products that do not work as claimed. He personally tries them out prior to advertisement, that way he believes in the products which improves his ability to sell them.

I am a big S.T.A.L.K.E.R. Shadow of Chernobyl fan, so when I was drunk, I ordered $200 worth of posters of the game (17 of them to be exact). I mean they are really high quality professional photo finished 24" by 48" posters but, I have no where to hang them so they just collect dust in my closet now. Can I suggest eBay at this point? It's an opportunity to get some return on your investment!

So my question is: How do you keep yourself from spending money on stupid sh*t you don't need?

I solved that problem by creating a separate savings account that I deposit money into that could get spent on frivolous crap. I make a game of it... trying to see how large the savings account can get. If I need to use the money for something it's for vehicle or home repairs and spending it on justifiable stuff like that is mind settling. Then the game starts over again until the next unexpected, but justified need.

My wife likes Suze Orman an she has some sound financial advise. Late last night we seen a clip of some stuff that is the does and don't or should do.

1. Pay minimum on Credit Card Debt.

2. Take the money you would have used to pay it off and start saving now.

4. The new laws limit Credit Card Company's power to some degree. I am sure their are going to be pissed as Hell when they learn of her tutelage.

5. Let is accumulate so you have a buffer if you loose your income Tragedy or other.

I thought this works here. I have a financial advisor telling me I should have at least $10,000 in disposable income for just those reasons. Around this state they are much more aggressive with there advise.


kv

Edit: I'm sure there are other area's that number would double as to the differing costs of living.

Originally Posted by Frosty_47

I don't see how Drill Press, Lathe, Milling Machine and Band saw are useless items. I can only dream of such luxury. With all that machinery and some good skill you can machine any enclosure and quality faceplate for all your electronic projects.

However, having two tractors is a little bit to much unless your a farmer and you absolutely need two different kind.

Oh and why do you have 4 oscilloscopes ?

Well, I guess it goes back to Frosty's comment about how the more sh*t you have, the less time you can spend with any of those individual items. My machining "skills" are pedestrian at best. I keep trying to improve, but man it takes alot of time and patience, and then add to that the electronic projects, home improvment projects, website, agggg!

I have 4 scopes because I started out yeas ago buying cheap, used units, and then upgraded. I have to get rid of a couple of them, but their busted and I'm not sure they are worth fixing.

EDIT: I bought the lathe with a busted motor controller. Another project!

Originally Posted by killivolt

My wife likes Suze Orman an she has some sound financial advise. Late last night we seen a clip of some stuff that is the does and don't or should do.

1. Pay minimum on Credit Card Debt.

2. Take the money you would have used to pay it off and start saving now.

4. The new laws limit Credit Card Company's power to some degree. I am sure their are going to be pissed as Hell when they learn of her tutelage.

5. Let is accumulate so you have a buffer if you loose your income Tragedy or other.

I thought this works here. I have a financial advisor telling me I should have at least $10,000 in disposable income for just those reasons. Around this state they are much more aggressive with there advise.


kv

Edit: I'm sure there are other area's that number would double as to the differing costs of living.

Are you sure that's what she said? I've watched her on occasion, and I always thought she gave some pretty good, common sense advise.

Anyone ever listen to Dave Ramsey?

Originally Posted by BrownOut

Are you sure that's what she said? I've watched her on occasion, and I always thought she gave some pretty good, common sense advise.

Anyone ever listen to Dave Ramsey?

I think her reasoning is that if your income is at jeopardy or in light of the current economic woe's. Any common sense outside of a banks percentage rate versus an Average Credit Card Rate would be ludicrous to think that way or if life only worked that way.

But, Credit Card Company's have enjoyed a long run at hitting customers with un-justified charges when they have tragic circumstances they wait just like sharks in the water smelling blood they kill you with the threat of bad credit and control your income with high fee's for late payment and raise your rate at the drop of a hat.

Then they sit back with impunity and declare that the bottom line is theirs and not yours no matter what the reasons behind lack of payment at the moment. No, instead they wait for their next victim a good 80% to 90% of the people fit into this profile. Poor wages lack of insurance poor economic growth spells disaster for the middle class working stiff.

I think having your own money to spend and let them take a hit when your at poverty level without a house and without a job and without food in yer belly. Is better than them hardening their bottom line just so they can throw seed out to the next pigeon.s


kv

In that case the advice is pretty conditional, yeah if you're about to go bankrupt anyway that might be a good idea (even then I'm not so sure), but the advice posted didn't specify that.